| In the wake of the financial 
        crisis in 1997, many investors suffered great losses. All in all, apart from some 
        inevitable factors, their lack of proper knowledge of investment is one of the major 
        causes. Following discussion with friends and professionals sharing the same views, we 
        decided to set up a non-profit-making organization to share our professional knowledge and 
        experiences with members through various forms of exchanges and discussions. We hope to 
        foster members wisdom in making smart investment decisions so as to help them minimize 
        their investment risks and losses in the long-run.  | 
          
        The Chairman 
        Mr. Ricky Tam 
                    
                
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